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Protect
Your Identity |
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Never
send your 16 digit credit or debit card number
in an email |
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Never
give your National Insurance number or personal
information of any kind over the telephone
or online unless you initiate the contact. |
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Check
your credit reports - Look for telltale markers
of identity theft, say, an address change
you didn't make or new account you didn't
open. Cancel accounts you don't use or only
rarely use open credit is a prime target. |
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Monitor
your bank account statements frequently for
suspicious activity. And don't have blank
cheques posted to your home; pick them up
at your bank instead. |
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Be
careful at ATMs and when entering your PIN
in shops, "Shoulder surfers" can
get your account and PIN numbers. Always cover
the key pad with your hand. |
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If
you use a computer at home, protect yourself
by installing firewall software. |
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Don't
write down PIN numbers, passwords and the
like commit them to memory. |
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Shred
or tear up unwanted documents that contain
personal information before discarding them
in the bin. If you are leaving junk mail for
recycling, remove your name, address and account
numbers from bank documentation and mail order
order forms. |
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Every
year, order and thoroughly review copies of
your credit report from a credit reporting
agency |
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Never
leave your wallet, purse, cheque book, or
credit cards unattended .. Especially in your
car! |
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Try
not to use your debit cards or personal cheques
when shopping online. Credit cards have additional
protection rights that debit cards lack. |
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When
creating your passwords, try not to use the
obvious identifiers; such as birth dates,
family or pet names. |
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When
creating passwords use random numbers and
letters together. |
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Keep
a list of all your credit and debit cards,
card numbers, and issuer phone numbers in
a secure place. |
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Death
in the family ... you should immediately contact
the credit card companies, banks, stock brokers
and mortgage companies (a death certificate
will be required) |
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Computers
... the only absolute assured way of protecting
your personal data from your old and unwanted
computer is to destroy the hard drive. Simply
reformatting the hard drive does not destroy
all of the information stored on it. |